With home prices high in Los Angeles, renters are finding it
challenging to find a good rental, the right rental and now, one that
isn’t a simple scam.
The search for housing
can be tedious and frustrating. In addition to the hundreds of
available properties, one has to also be aware of fraudulent “landlords”
whose sole purpose is to scam and steal. These “sellers” claim that
they are unavailable to show the house and that they will mail the keys
once they have received a deposit. However, once they receive the payment, they disappear and leave the prospective tenant empty handed.
There are many possibilities for various scams. For example, an owner with a foreclosed house may put up their property for rent and pretend that the house is in good standing. As soon as the tenant is all moved in, they will disappear with the money.
Weeks or months later, the new houseguests are without a home and money
when they find out that their new residency is foreclosed. Other frauds
may break into a house and show it to potential renters as their own.
Once the money exchange is complete, the fraud disappears without a
trace.
A young woman, Sheila, recently reported to the Los Angeles Times that she was looking at a couple of homes in Atwater Village after seeing ads in Craigslist. The “owner” told her the rear door
was open, that he couldn’t meet with her and that she should inspect
the home. She liked what she saw and agreed to pay six months in advance
for a lower rent plus a security
deposit. She left a money order and her application at the house only
to find later that the so-called “owner” didn’t own the home.
The “owner” set up a “rent to own” contract with Chet whereby he could live in the home with his family,
make high rental payments and end up owning the home. Nine months in,
the “owner” had disappeared and the bank had foreclosed on the property,
forcing Chet and his family out.
There are many proactive
steps to be taken in order to stop these fraudulent acts. One of the
most efficient tools to utilize is a website titled
“CheckYourLandlord.com”. This website is inexpensive and full of
detailed information regarding landlords, their history, and available
properties. However, there are many “free” precautions that can be taken
in order to avoid fraud.
The easiest way
to avoid scams is to ask for identification. If someone refuses to
flash their driver’s license or identification, their credibility is
minimal. Some people worry about offending their seller, but this is a
routine procedure in high-end business transactions.
Once the seller’s identification is cleared, it is necessary to
ensure that they are the correct owner and that the property is not in foreclosure.
This information can be found online on the county’s website. The
assessor’s office or recorder of deeds will have the correct information
on the owner and any “lis pendens” against the property.
The next step
is to ensure that the owner is not stuck in any financial trouble.
There are many facets to check. There may be unpaid dues filed by the
homeowners association or a government jurisdiction from unpaid property
taxes.
If previous tenants filed any civil cases or criminal actions against
the owner, this is evidence that the owner is not in reliable financial
standing.
Finally, check to see if there is a lien against another property
with the same owner. This could indicate that the owner is struggling
financially and may be trying to con money. If this information is not
found online, any county courthouse will have records of property listings and owners.Sumber
Los Angeles Housing Rental Scams: Don’t Become a Victim
Posted by CB Blogger
Blog, Updated at: 1:55 AM
